 |
 |
 |
 |
 |
|
|
This is a sample of our most popular loan programs. We design every loan to fit your needs.
TODAY'S RATES:
30 YR FIXED: 4.875
100% NO PMI: 5.5
All rates quoted without points. Rates are subject to change without notice.
Click Here for Detailed Loan Information
WE LEAD, OTHERS FOLLOW.
|
|
|
|
|
 |
|
|
| |
| 30 YEAR FIXED RATE |
| 100% NO PMI |
Rates last updated on Monday, January 26, 2009
|
30 YEAR FIXED RATE
This is the traditional loan for home ownership. This loan has a fixed payment over a specific period of time, in this case 30 years. Each payment pays a portion to reducing the principal as well as paying the monthly interest in full. Fixed rate loans are fully amortized and have a zero balance at the end of the term. Payments are made monthly or bi-weekly. This loan is now available with an interest only option.
Term: 30 years
Maximum Amount: $417,000
|
| Rates | Points | APR |
|---|
| 4.875% | 1% | 5.059% | | 5.125% | 0% | 5.221% |
| | Variations of the product include 10 year, 15 year and 20 year terms. There are also interest only options now available. |
 |
100% NO PMI
We are proud to offer a 100% product with no PMI or impounds required. This program is quoted with a 1 year fixed rate mortage. Other rate options are available including a 30 and 15 yr fixed. Rates vary depending upon credit. Stated income and interest only options are available. All programs are based on the current Prime Rate Index.
Term: 30 years
Maximum Amount: $700,000
|
| Rates | Points | APR |
|---|
| 5.5% | 1% | 5.691% | | 6% | 0% | 6.101% |
|
|
Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $2,406. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,500,000 with closing costs of $3,226. Your actual APR may be different depending upon these factors.
|
|
|
|
|
|
|
|